We all want to keep our pets healthy, and the best way to do that is through regular checkups with the veterinarian. Then, the bills start piling up, and before long you're having a hard time keeping up financially. Other times, we wish we could take our pets to see our veterinarian more, but there just isn't enough money left over this month to do so.
With these scenarios in mind, we've put together a list of resources that can help you pay your veterinary bills more easily, thus allowing you to give your furry (or feathered, or scaled) friends the happiest, healthiest life possible without worrying about finances.
Veterinarian attention is a vital part of caring for your family pets. Even vaccinating minimally, restricting outside access, and feeding a species-appropriate nutritionally balanced diet does not guarantee your cat won’t encounter a catastrophic illness or injury. Annual visits (not vaccinations!) are important health prevention measures, and a cat should be seen without delay once a potential problem is detected cats are masters at hiding pain and as often as not, by the time a loving owner has detected a potential issue, the cat has been in difficulty for some time.
Veterinarian costs can be hard to manage charges for long-term care can mount quickly, and emergencies can hit the pocketbook hard and fast. Sadly, economic realities can and often do influence treatment choices, but before you get to that point, take a look at the following options and organizations – one of them may be exactly what you need to get the necessary care for your injured or sick kitty.
If you are burdened with serious financial constraints and struggling just to keep your cat (irrespective of a medical issue), some of these institutions may also be able to help you avoid surrendering your beloved pet. Look for this ** next to the link.
Finally, if you are blessed with abundant resources and looking for a worthy charity to which you can contribute, these organizations will put your money to good use!
Payment Plans & Local Options
Ask your veterinarian if some type of payment installment plan would be an option. It is rare but not completely unheard of for vets to work with their clients, especially if you are long-time customer with an established relationship.
If your cat is in pain or suffering and you are unable to pay for veterinary care or set up some type of installment plan, your local humane society or animal advocacy group may be able to help you directly with veterinary services, or they may be able to provide you with additional potential resources. And if you live in a state that has a large college or university with degree programs in veterinary medicine, contact the school and ask if they offer any low-cost services.
These two companies are another option for payments plans:
“CareCredit is a healthcare credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge situations when desired care exceeds insurance coverage.”
“Medicard’s financing programs ensure that you don’t delay your treatment due to cost concerns by offering you a variety of financing terms with convenient monthly payments. We will pay your doctor or service provider in full now and you can repay us in affordable monthly payments.”
Banfield Charitable Trust
Offers financial assistance to pet owners struggling to pay for preventive and emergency veterinary care for their pets.
Cats In Crisis
A 501(c)(3) non-profit organization dedicated to helping cats and kittens with special medical needs receive the veterinary treatment they need to live happy, healthy lives.
The Foundation for Animal Care and Education (FACE)
A not-for-profit 501(c)(3) public charity whose mission is to enhance and preserve the quality of life of animals by providing access to necessary medical care and education. The FACE Foundation’s FB page can be found here: Facebook.com/FACE4Pets
Feline Veterinary Emergency Assistance (FVEAP)
A 501(c)(3) Nonprofit Charity Organization (EIN #16-1624014) that provides emergency financial assistance to cat and kitten guardians who are unable to afford veterinary services to save their companion when life-threatening illness or injury strikes.
A crowd-funding site that helps pet owners and guardians raise funds for emergency pet care issues.
God’s Creatures Ministry
GCM is a non-profit organization with a mission for all animals to be treated by people with kindness. We promote compassion, respect and protection of all sentient creatures and encourage churches and similar organizations to have either their own animal ministry or GCM extension. GCM will send up to $50 directly to the veterinarian for those whose situations qualify.
Mission Statement: To better the lives of sick, injured and abused companion animals. We are dedicated to insure that no companion animal has to be euthanized simply because their caretaker is financially challenged.
Pet Food Stamps**
The Pet Food Stamps program provides food for pets of low-income families and food stamp recipients who otherwise could not afford to feed their pets.
The Pet Fund**
The Pet Fund is a registered 501(c) 3 nonprofit association that provides financial assistance to owners of domestic animals who need veterinary care.
Petco Foundation Food Bank**
This program was specifically created to support food bank’s inventory of pet food/litter to assist people in financial crisis feed their pets.
Pets of the Homeless**
A list of organizations working with distributing organizations – local food banks, pantries, soup kitchens and homeless shelters – who have agreed to distribute the pet food to the homeless and poor in their communities.
Rose’s Fund for Animals
Offers financial assistance for veterinarian costs to pet owners and Good Samaritans who have an animal with a good prognosis for a healthy life, but are at a financial loss.
Shakespeare Animal Fund
A non-profit charity founded to help others facing financial problems while trying to save their pets in a veterinarian emergency.
United Animal Nations**
The RedRover Relief program provides funding to Good Samaritans, animal rescuers and pet owners to help them care for animals in life-threatening situations. They have also compiled a comprehensive directory of organizations in the United States and Canada that offer financial assistance with veterinary care, including state and local groups as well as grant and loan programs.
Special Interest Organizations
Animal Rescue Fund (ARF)
The ARF mission is to provide funds for the emergency treatment of injured or sick animals that are stray, abandoned, or of unknown owner.
The Big Hearts Fund
Dedicated to raising funds and awareness for dogs and cats diagnosed with heart disease.
Diabetic Pets Fund
Proceeds raised by the Diabetic Pets Fund are used to aid diabetic pets in need.
The Farley Foundation
The Foundation assists people in need by subsidizing the cost of necessary (non-elective) veterinary care for the pets that mean the world to them. The Foundation currently serves only Ontario, Canada residents.
Handicapped Pets Foundation
The Handicapped Pets foundation is a 501(c)3 non-profit corporation dedicated to the health and well-being of elderly, disabled, and injured pets. We donate mobility equipment to pets in need.
New York Save
The goal of NY SAVE is for any pet owner residing in one of the five boroughs of New York City who is truly in need of financial assistance to be able to take their pet to any participating veterinary hospital for emergency veterinary care.
The Prince Chunk Foundation**
A 501(c)3 nonprofit organization that enables pet owners to keep their pets during times of financial crisis by providing temporary assistance to pet owners throughout New York, Pennsylvania, New Jersey, and California.
R.U.F.F (Rescuing Unwanted Furry Friends)
A non-profit organization dedicated to helping pets and their owners with financial assistance for veterinary care. We have been helping sick, injured, and abandoned animals in Orange County, CA, since 1989.
United Kingdom Organizations
This list is maintained by PetLoversOnline in the UK.
Pet Samaritan Fund
Pet Samaritan Fund provides financial assistance to individuals unable to afford medical care for their pet(s) in Utah’s Salt Lake and surrounding County.
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Created 04/22/12 Updated 09/19/15
Transitional Cell Carcinoma may not have a cure, but it can often be managed. Many of the treatment options are expensive. If you find yourself unable to afford treatment, here is a list of organizations that might be able to help. Please remember that the application process may take some time to be approved and to receive funds. These organizations may be able to provide a life line to you and your pet.
Consider starting your own fundraising campaign at www.gofundme.com, mightycause.com, waggle.org or another fundraising site. Whether you're raising money from hundreds of supporters or just friends and family, these sites let you fundraise quickly and effectively.
Ask your veterinarian! Many clinics maintain a fund through which they help clients in need of financial assistance for their pet's medical care.
Actors and Others for Animals (Los Angeles, San Bernardino, Riverside, Orange or Ventura counties in CA) - providing financial assistance for veterinary procedures enabling guardians to care for and keep their companions.
Annie’s Fund - Provides financial assistance to pets with cancer
All 4 Pets ( covers the following counties in New York State: Monroe, Livingston, Genesee, Wyoming, Erie, Niagara and Orleans, NY) - Helps pay for life saving medical treatment for pets whose caring, responsible owners are not able to pay for the care that will bring their pet back to health due to low income, personal crisis or disaster
Brown Dog Foundation - Bridges the gap between the cost of medical care and saving the family pet
Cause Four Paws (Southern AZ) - Helping pets and their owners in times of need. Provides assistance for acutely ill or injured animals
Cody’s Club - Helps people pay for part of needed radiation treatment for their pet
Daisy Cares - Helps people in need pay for medical care for their pet
Dylan’s Hearts - Provide families struggling financially with the funds necessary to move treatment forward in emergency or critical situations for the animals
Emma’s Foundation for Canine Cancer - This organization helps dog owners who cannot afford the cancer treatments for their beloved pet
Face Foundation (San Diego County, CA only) - Provides financial grants for pets in need of emergency veterinary care that is immediately life threatening.
Farley Foundation (Canada) - Assists those who are struggling financially to pay for veterinary care for their pets
Fetch A Cure (Maryland, Virginia, Washington D.C.) - Provides financial aid to families unable to bear the cost of the life-saving treatments for their pets that have been diagnosed with cancer
Frankie’s Friends - Provides financial assistance grants to family owned pets in need of lifesaving emergency or specialty veterinary care whose caregivers cannot afford the full cost of treatment
Friends and Vets Helping Pets - Assists families with financial limitations to pay for extraordinary veterinary expenses necessary to save a pet’s life
Harley’s Hope - Provides funds for treatment only candidates must have already received a diagnosis, treatment plan, and survival prognosis of fair or better to qualify.
IAADP - Provides emergency financial assistance to service dogs in need of veterinary care of disabled people
Jake Brady Memorial Fund (Ohio residents only) - Dedicated to providing funding for corrective, suitable, and life-saving medical treatment for companion animals of families in need
KarmaSue (Colorado) - Provides support to families in Colorado seeking resources after a companion animal receives a cancer diagnosis
Killuminati Foundation (Missouri) - offers financial vet assistance for non-routine vet care for families in need
Labrador Lifeline - Provides financial assistance to Lab owners and rescuers in need.
Land of Pure Gold - Provides financial assistance to full time working dogs with a cancer diagnosis
Live Like Roo - Provides financial assistance to families whose pet faces a cancer diagnosis
Magic Bullet Fund - Provides financial assistance to pet owners that cannot afford cancer treatments (surgery and chemotherapy only)
Mosby Foundation - Provides financial assistance to pet owners in need
Onyx & Breezy Foundation - Provides financial assistance to pet owners facing financial hardship
Operation D.O.G. (Polk and Marion Counties, OR) - Provides financial assistance to individuals and families experiencing financial insecurity who have dogs in need of veterinary care
Paws for a Cure - Provides financial assistance throughout the United States to those who cannot afford veterinary care for their beloved furry family members
Pet Fund - Helping families that cannot afford to pay for medical care for their pets
Save U.S. Pets (New Jersey only) - Supports qualifying requests for financial access to medical treatments for pets
STARelief - Provides financial assistance and resources to pet caretakers and families who are experiencing financial hardship. We provide assistance for routine and emergency veterinary care for those who meet our requirements.
Stymie Canine Cancer Foundation - Helps families in need of financial support for the cost of cancer treatment for their pet
Teddy Bear Fund - Provides financial assistance to defray the cost of cancer care in cats. For information and how to apply, please email Victoria Alessandra Brown at [email protected] or call 202.674.1334.
Voice for the Animals Foundation (Southern California) - Gives seniors, people with disabilities, terminal illnesses, and individuals on fixed incomes in Southern California the extra support they need to care for their animals
WSU Good Samaritan Fund (Washington) - Helps people having difficulties paying for a lifesaving procedure for a companion animal
Westie Med - Helps recently rescued or fostered West HIghland Terriers in need of medical care
Organizations that help with vet bills
Whether you’re a dog, cat, or fancy rat owner, the organizations below can help you to afford vet care.
PAWS is a wonderful organization that offers a number of free services to low-income clients.
If you qualify, you can get your pet spayed/neutered, microchipped and vaccinated for free.
Use the link above to contact PAWS for more information on help with vet bills.
2. Local Clinics
Did you know that spay/neuter and vaccination clinics are often set up in many towns and neighborhoods?
At these clinics, you can get common medical care for your pet.
Ask your vet or local animal shelter if they know of any local clinics, or check out this page to locate clinics in your area.
RedRover is an organization that offers support and financial assistance to pet owners. The RedRover Relief Urgent Care Grant is designed to help pay for the cost of caring for animals who need urgent or lifesaving veterinary treatment.
If you want to get a grant from RedRover, then you’ll need to complete the application form (link below).
Generally, grants are between $150 and $200.
4. Give Forward
GiveForward is unlike the other organizations on the list. Unlike PAWS, RedRover and other animal groups, GiveForward is a fundraising platform.
On the site, you can set up a fundraising page, where people can contribute towards your pet’s treatment.
It takes less than ten minutes to set up a GiveForward page.
SpayUSA is a nationwide network and referral service for low-cost spaying/neutering. It’s the organization’s aim to reduce the number of cats and dogs that are in shelters or euthanized in the United States by reducing unwanted births.
If you are looking for an affordable spay/neuter service, then SpayUSA, which has been around for 20 years, could help you.
It refers pet owners to more than 1,500 low-cost clinics and sterilization programs nationwide.
6. Brown Dog Foundation
The Brown Dog Foundation is an organization that aims to bridge the gap between the cost of medical care and saving your pet.
It offers financial assistance to pet owners that need veterinary care for their pet.
You can learn more about the aid on offer on the website.
7. Actors and Others for Animals
Actors and Others for Animals is a non-profit organization that helps pet owners to pay for spay/neuter services and veterinary assistance.
It’s designed to help pet owners living on a low income.
8. The Pet Fund
The Pet Fund is a non-profit association that offers financial assistance to pet owners who can’t afford surgery or medical treatment for their pet.
It does this by not only assisting in paying for standard expenses, like vaccinations, and spaying/neutering services, but also many other medical costs for pets. If you want to apply for funding for your pet, then check out the link below.
9. Care Credit
Care Credit is another organization on this list that differs from the others.
It’s a credit card company that focuses on health care, including veterinary care. It helps clients to finance medical treatments and procedures that they otherwise wouldn’t have been able to afford.
It offers a number of payment plans.
10. Frankie’s Friends
Another non-profit foundation that can provide help with vet bills is Frankie’s Friends. This organization specializes in assisting pets that need specialty veterinary care, and have cancer or other life-threatening conditions.
If you need help with your pet’s treatment, visit the website and contact Frankie’s Friends.
11. The Mosby Foundation
If you need help with paying for your pet’s medical expenses, then consider contacting the Mosby Foundation.
It’s a non-profit organization that helps owners with limited funds to pay for vet bills and assists in paying veterinary costs for sick, abused and neglected dogs.
If you require financial assistance with vet bills, then you can complete an application.
12. Shakespeare Animal Fund
The Shakespeare Animal Fund helps owners that can’t afford to pay for vet bills. It’s a non-profit organization that’s named after a cocker spaniel called Shakespeare.
The fund was set up in his memory to help other pet owners struggling financially while trying to save their pets.
13. Diabetic Cats in Need
If you’re the owner of a diabetic cat and need assistance with paying for treatments, medications, and supplies, then consider contacting Diabetic Cats in Need.
It’s an organization that helps owners living on a low-income to pay for treatments and supplies.
It also offers information on caring for cats with diabetes.
- Where: http://fdmb-cin.blogspot.co.uk/p/compassionate-assistance-program.html
14. Canine Cancer Awareness
Canine Cancer Awareness (CCA) is a non-profit organization that specializes in helping dogs with cancer.
The organization helps pet owners that are struggling to pay for the vet costs of canines with cancer.
You can request help on the CCA website.
15. The Dog and Cat Cancer Fund
If you own a cat or a dog with cancer, and you’re struggling to pay for their veterinary care, then contact The Dog and Cat Cancer Fund.
It’s an organization that provides financial assistance and information to pet owners.
16. Magic Bullet Fund
Another organization that you should consider contacting if you own a dog that’s been diagnosed with cancer is the Magic Bullet Fund. It specializes in helping families that can’t afford treatment costs for their pet.
So far, the organization has helped to fund cancer treatment for more than 500 dogs.
17. Paws 4 a Cure
Paws 4 A Cure is an organization that assists pet owners who can’t afford veterinary care. It helps animals of all breeds, ages and medical issues.
So whether you have a cat or a dog who needs treatment that you’re struggling to afford, contact Paws 4 A Cure.
18. The Riedel & Cody Fund
The Riedel & Cody Fund offers funding to owners that need help with vet bills.
You can find out more about how to apply for funding here, and learn more about the financial aid available here.
19. Breed Specific Organizations
Did you know that there are actually organizations and associations out there that specialize in caring for specific breeds, like:
These organizations may be able to help you pay your pet’s vet bills.
Also, check out this list from Red Rover of breed specific national organizations that may be able to provide financial assistance.
20. State Specific Programs
There are many state-specific programs, organizations, and associations that can provide help with vet bills.
Check out the following lists to see what’s available in your state:
Pet Financial Aid Resources for Low-Income Families
Pets are an incredible source of love, affection, and joy for many people across the world. Many of us are taking advantage of the benefits of having a furry, feathery, or scaly friend to call our own. In fact, as of 2017, as many as 68 percent of US households have a pet.
Unfortunately, for all the great things about having a pet, there’s also inevitable fact that at some point they’ll get sick or injured and need medical treatment. For low income families especially, the question of how to pay for vet bills, especially unexpected emergencies, is one that may loom large.
What’s more, the cost of paying for veterinary care has been drastically increasing over the last several years. It’s estimated that US pet owners will spend an astounding $18 billion on vet bills in 2018 alone.
And, because these costs are rising so dramatically, many people are reporting an increase in what’s known as “economic euthanasia,” the tragic situation where a pet owner decides to put down their companion animal because they can’t afford necessary medical treatment.
Still, many nonprofits and charitable organizations have come to rescue, recognizing the fact that no one should have to face losing their companion animal because they cannot afford their medical care. That’s why we’ve put together this list of 40+ organizations that offer financial assistance for pet owners, financial aid for sick pets, and pet surgery assistance for low-income families.